Tuesday, November 8, 2011
I'm Frikkin Getting Direct Deposit!!!
As a freelancer I regrettably always assumed that direct deposit was not an option. So, every month I would wait to receive my checks and drive down to the bank to deposit my checks. Well, recently I was prompted to ask every client if they allow direct deposit because the stupid tellers have been just a little more curious about my checks than I am comfortable with. If I get a check that is bigger than $500 it doesn't necessarily mean I got paid $500 for a single story but these rude tellers look at my checks and have been making comments like "Wow you get paid a lot, maybe I should be a writer or photographer," or "Dang girl you must be making a fortune with The Paper Times."
Even if I was/am getting paid $500 for every story or photo that is none of their damn business. Reading the check and then inquiring is rude, unprofessional and in my opinion unethical. After getting annoyed about this happening for a few months my plan was to start using the ATM to deposit to avoid the tellers completely but the reader's digest version is I don't yet have an ATM card for my business account which has left me having to go in and deposit.
So, I asked every person I write for regularly if they have a direct deposit system and 3 of my clients do! I'm thrilled to report I'm signing up for direct deposit with every one of those 3 and will always ask going forward if direct deposit is an option. Not only will it help me get my money faster, but now I can hopefully avoid questions from overly inquisitive bank employees!
In summary...Regardless of where you work- I recommend you ask for Direct Deposit!
What do you think? Do bank employees need to keep their mouths shut about the check's they are depositing or is it okay for them to inquire about what you get paid for?